Reality of Private Bankers and Investment Bankers

Four facts about (most)private bankers and investment bankers. Must remember

• Bankers never make money for a client in the long run, no matter how hard they try, no matter what they do but they just don't and frankly they cant, with all their systems
• Investment bankers have not closed even 5% of the deals that they claimed to have closed, if they did they would never be claiming them anyways.
• Every banker feels that every other banker in a different organization is making millions every year, the fact is that no one does. They only overspend on cars, flashy accessories etc, actually are a poorer lot
• If you really get convinced with a banker, that means you are really gonna get screwed and screwed hard and that you are convinced about being screwed.

Golden quote from an "sound"investor "The only person to make money from a portfolio consistently@ 8% every year was my banker"

My CP My New Delhi

Connought place as i know of the place has been my favorite market since the time i can remember. CP is some place that Delhiites have been very proud of for the last 5 generations. The famous white pillars, Janpath and Palika are places that are embedded in the minds of Delhiites. CP came into existence in 1933. Prior to this construction in CP, there was a Jungle though its unbelievable today. The first few merchants to come to CP were people like Snowwhite, Kaventers and Wengers. These stores still exist and have their very loyal customers as what matters to them customers is nostalgia associated with these places. Even today stores like Wengers who have not changed a thing in their menu or in their processes for last so many years, their cumbersome processes might irritate us but they are still overfull and is mostly regarded as the best bakery in the city of Delhi which has seen so many joints opening up that its impossible to achieve top spot for such a long time.

In the older days Delhi grew inside the Ring Road and CP was considered the center of the city and was full of people. The growth of the city towards the south and east gave rise to many more shopping centers like South Ex, Noida, GK, Gurgaon Malls etc but CP still tops in more ways than one especially when it comes to the charm and the X factor.

As a kid i was fortunate enough to visit CP very often as my dad like me was very fond of the place and we often ate at Nirulas, embassy, gaylord, hotel Janpath amongst others. The lemon tarts from Wengers are most special to me as its been my favorite for a long time. We bought clothes from Janpath and Palika, some toys from Maya Sports, electronic and imported stuff from Palikas and then the amazing spicy bean burgers from Wimpy's. Most of us would associate with childhood like this. CP was the place where most of us discovered what bhel puri was and what burgers and Pizzas were thanks to Nirulas. Nirulas helped us understand that sundae is not a day of the week.

CP is not as great now as there has been so much construction over the years for metro, for various other development along with the increase in traffic that people started disliking CP especially the new timers, however its restored its past glory last year and i have to give it to the govt for making it a metro hub to make the place more accessible . For anyone who feels that Delhi does not have cult restaurants one visit to UCH or a Qba would change all perceptions for such people. CP is Delhi's answer to South Mumbai.

You have to visit CP, whether its the MaxMuller bhavan canteen to Street market in Janpath, to the famous alloo chaats in every nook and corner to the unique walks that one can experience only here, to the central park chuskis to the Palika market which is getting all redone, to the Andhra Bhavan Canteen to Bengali market and Gole market sweet shops to Pot Pouri of Nirulas, to the Blues and @live, to Delhi Durbar and Kaka hotel, to Yamu Panchayat to a drive closeby to Khan Market and Pandaara road and to the lazy dining at United Coffee house. There is nothing, absolutely nothing that can quite match the charm of Luteyens Delhi.

Well CP is one place we can thank the british for. CP you rock and i am fortunate to work in CP. Thank you Delhi

My "near perfect holiday"

Well just like everyone else i love to holiday too as it gives me an opportunity to relax and to see a new place but over the years the concept of holidays have changed and i have my personal likes and dislikes in terms of what i would like to do, but what i would actually like to do would depend a lot on the company that one is holidaying with.

When we were kids I was one of the lucky few who managed to holiday a lot especially because every one in the family liked to see new places and we saw a large part of India. Earlier all the holiday planning was done by my dad and he used to take data out of all these travel books in various libraries and he always increased his knowledge to a level that he almost had a knowledge of a local when he visited far flung places even like north east and extreme south. He had data of stuff like the famous shopping areas, stuff to buy and a few local slangs. Those times were different as we usually holidayed in our summer holidays and we had a lot of time at hand as even my dad was a government servant and we always had time. At that time we were all less fussy, swimming pool was not a decisive factor in choosing a room for vacationing.

Over a period of time things have changed and now we plan but our planning is concentrated more around the property that we are going to stay in and if the property has a spa or no and if the pool in the property is good enough, are there enough places around to have a good time in the evening too.

Its important that we have the relaxation angle attached to the holidays which have strangely started missing and our endeavor is to cover as many places as possible, shop as much as possible and have a good time and then post pictures on facebook so that people know what good time we had. There is nothing wrong with this except for the fact that we usually end up getting tired more than we get relaxed. This sort of holidaying is a product of capitalism and the lack of the number of leaves that people are compelled to travel in tight schedules and sometimes peer pressures force you to holiday at certain places. Anyways this is anyone s choice but personally wether we holiday in India or abroad we should definitely have a lot more time with us.

My ideal holiday is either on a beach or a mountain destination which is totally secluded where i can get good food and i have a lot of time to really enjoy natural beauty and to enjoy the company that i enjoy in this vacation. This is rarely possible but i would try and ensure that we do this more often as my life means a lot more than completing routine schedules where we are bound by timelines.

Well i have a few holidays coming up and are either ones of the varities mentioned ab0ve but one thing is for sure that holidays should definitely fulfill the following purposes

• connect with nature and or the place that you are visiting.
• connect with the people you are holidaying(friends or family)
• connect to yourself(the most important)

Well might sound boring but i certainly plan to update you on both my holidays soon.

i am not strong, I am not resilient

The Prime Minister ghas condemned the attacks on Mumbai so .... so what even the Pakistani government has condemned the attacks on the city but what does it mean, or does it mean anything at all. This time for a change atleast the reactions are swift and are more comprehensive as compared to 26/11 and 11/7. But id does not change anything.



If there is any one who needs to be resilient and strong it is the PM and the government including the home minister, who at this point in time is busy in making sure he potrays that this event is really not a big deal especially in comparison to some of the earlier events. Some of the facts that he mentioned are that this was a low intensity blast, there was no intelligence failure, there has been no major terrorist attack in the last 31 months. Mr. PC you have to remember that there has been no terrorist attack on the US since 09/11 and thats not because of its geography, but its reaction to those attacks. The most important part of a country is its people and in case you cant protect those people with a certain level of certainity then there is no point in becoming a major economy or a permanant member of our security council.



We were all strong and resillient when Sarojni Nagar blew off and the childhood favorite market was full of blood, the place is not the same even now, we were resilient when blasts in Central Park happened in CP in New Delhi, exactly in front of the building where I work, we were resilient after the massive tragedy of the train bombings in Mumbai, making franctic phone calls to all my friends and relatives in Mumbai to see if they were all safe, on top of all of it i was resilient to see a blast at Pune destroying a part of my young hage hangout joint, the German Bakery, it could have been me i sometimes think. I was resilient even when India was raped by 10 men with guns in Mumbai itself aka 26/11. Time and again they do it to India as they realized that we dont have the will to tackle them.



YES I BELIEVE WE HAVE LOST THE WILL TO NAB THEM, these guys know that if Afzal Guru can live and his trial can go on for so long and Ajmal KAsab be kept like a VIP only helps them believe in the fact that we are soft. The fact that most of these belong to a particular religion is usually misused to settle scores with each other. Inspector MC Sharma lost his life in knocking down the terrorists in Jamia Nagar and the entire incident was potrayed as an attack on the minority community.



Stop all this bull shit, the easy funda is execute all of them publically so that people really get scared, clean up all the suspect areas in the city and do it without the fear of any religious implications, just clean every part of the city and man it carefully, Delhi Mumbai, Calcutta even the smaller ones. This is very important. Also its very important to understand that these terror attacks must not be associated with any particular religion as some people might like to do. I sincerely believe that the fact that these terrorists are usually from one religion is only because a large part of that community is backward in terms of education and socioeconomic condition and its youth can be easily swindled. Also I feel that since its a minority community youth who has been misled they like to stay united with each other and commit such henious crimes, so one should clearly refrain from using religion as a factor here.



As Rahul Baba says, we might have improved 99% but 1% of India's population is 1 cr and is a really large number to risk. PLEASE PLEASE PLEASE START GOVERNING THIS COUNTRY FOR A CHANGE YOU

Politics of India and of Hindustan

India was never a country which was really divided on the basis of language in the past, the decision to divide states on the basis of language was the worst possible way of starting functioning of a country which is especially so diversified in terms of culture. We started off by Sardar Patel creating states on the basis of language like Tamil Nadu, Gujrat, Maharashtra and Orissa. This ndivision did not make any sense. The state of bengal which had the current states of Bihar, Orissa and Jharkhand were unnecessarily divided to create more disparities. between ppl who were earlier a part of one state.

Now whenever there is a part of one existing state which has a governance snag or has been ignored by the centre it asks for an other state. First we made Assam and then we made 7 states out of it to give local people a sense of empowerment. Well this is not the solution as the development in India happens on the basis of only two factors.

1. If you are from the constituency or the region of powerful and honest leaders.

2. You have high levels of industrialization .

#1 happens very sparsely so people very convininently ask for new states because they feel that the current setup is ignoring them. Well there is no end to it. The current debate between Andhra and Telengana is another feather in the shameful hat that we don in this regard. The only place where development is visible in Andhra has been Hyderabad which is a part of Telengana region so the people there feel left out, I mean if there is so much problem why dont we give them Telengana without Hyderabad or give them Andhra without Hyderabad. The fact is everyone is playing on development but is only looking at revenues coming in from the industrial hub of Hyderabad.

Now nthe talk is to make two states within UP and make a Vidharba and Gorkhaland. It takes money to create another state, that money could be better spent on developing the undeveloped regions of the state.

When would we ever learn and not fall into Politician's hands.